The DeLoach Approach blog

Hattiesburg real estate, explained plainly

Local guides from Travis DeLoach on buying, selling and pricing homes across Hattiesburg and the Pine Belt.

Investing: private money, cash buyers & retirement funds

How private equity works, using IRA or savings money, raising capital, and investing with Travis.

Private equity explained

Private equity in real estate, explained with real math

Private equity real estate explained in plain English: private loans vs. equity partnerships vs. funds, who gets paid first, worked example numbers, risks, and what to ask before investing in Mississippi.

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Retirement & savings

Using retirement or savings money for real estate: the real numbers

Thinking of pulling money from a 401(k), IRA, savings or other investments to fund real estate deals? The real cost of cashing out, self-directed IRAs, 401(k) loans, prohibited transactions and worked examples.

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Invest with Travis

Invest in Mississippi real estate with Travis DeLoach

Why investors partner with Travis DeLoach, licensed Hattiesburg agent and active investor: MLS and off-market deal flow, hand-checked pricing, written terms and the ways you can invest alongside him.

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For cash buyers

Cash buyers: get Hattiesburg deals before everyone else

Cash buyers and investors looking for Hattiesburg and Pine Belt deals: get MLS alerts the moment they hit, off-market leads from motivated sellers, hand-checked comps and a licensed agent who invests too.

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Raising private money

How to raise private money for real estate deals

How real estate investors raise private money and private equity: who invests, how to structure loans and partnerships, what to show investors, securities rules to know, and worked examples.

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Buying: credit, down payment & loan help

Low credit, down payment assistance, Mississippi Home Corporation, HUD and getting pre-approved.

Buying with low credit

Buying a home in Mississippi with low credit

Can you buy a home in Hattiesburg or Mississippi with a low credit score? Loan options like FHA, VA and USDA, how to fix your credit, and a step-by-step plan from Travis DeLoach.

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Down payment help

Good credit, short on a down payment? Here's how Mississippi buyers get help

Good credit but short on a down payment? How Mississippi down payment assistance, Mississippi Home Corporation programs, low-down loans and seller credits can help Hattiesburg buyers.

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Mississippi Home Corporation

Mississippi Home Corporation: how it helps home buyers

What the Mississippi Home Corporation is, how its down payment assistance and Mortgage Credit Certificate help buyers, who qualifies, and how to use it in Hattiesburg.

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HUD programs

How HUD helps Mississippi home buyers

How the U.S. Department of Housing and Urban Development (HUD) helps Mississippi buyers: FHA loans, free HUD-approved housing counseling, HUD homes for sale and Good Neighbor Next Door.

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Lender first

Why talking to a lender early is the smartest first step to buying a home

Future home buyers in Hattiesburg: why meeting a lender months before you shop pays off. Pre-qualification vs. pre-approval, credit plans, down payment programs and stronger offers.

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Selling in a tough spot

Cash sales, foreclosure, short sales, probate, liens, landlords and creative terms.

Sell fast for cash

Selling your house fast for cash in Hattiesburg: what your options really are

Want to sell your house fast for cash in Hattiesburg or the Pine Belt? Compare cash home buyers, investors and listing with a realtor, and learn how an agent who is also an investor can get you more than one offer.

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Novations

What is a novation in real estate, and could it help you sell?

What is a novation agreement in real estate? Learn how a novation lets you sell closer to full price without paying for repairs, who it helps, the risks, and how it works in Mississippi.

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Pre-foreclosure

Pre-foreclosure in Mississippi: your options, and how to stop the clock

Behind on your mortgage in Hattiesburg or the Pine Belt? Learn what pre-foreclosure means in Mississippi, how long it takes, and options like short sales, novations, subject-to and loan workouts.

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Short sales

What is a short sale, and how does it work in Mississippi?

What is a short sale? Learn how a short sale works in Mississippi, how it compares to foreclosure, the deficiency and tax questions to ask, and how a short sale real estate agent deals with the bank.

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Probate

Selling a house in probate in Mississippi: a plain guide for heirs

How to sell an inherited house or probate property in Mississippi: who can sign, how chancery court probate works, the 90-day creditor period, and options like a cash sale or listing as-is.

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Judgments

Selling a house with a judgment lien in Mississippi

Can you sell a house with a judgment against you in Mississippi? Learn how judgment liens attach to property, how long they last, how they're paid at closing, and your options to sell.

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Liens

Selling a house with liens or back taxes in Mississippi

How to sell a house with liens in Mississippi: property tax liens and tax sales, mechanic's liens, IRS liens, HOA liens and judgments, plus how liens are paid at closing.

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Tired landlords

Tired of being a landlord? Your options for selling a rental property

Tired of being a landlord in Hattiesburg or the Pine Belt? Learn how to sell a rental property with tenants in place, and compare a cash sale, lease option, master lease and subject-to.

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For rent by owner

For rent by owner? Compare renting it yourself with your other options

Renting out your Hattiesburg home yourself? Compare keeping it as a for-rent-by-owner rental with a lease option, master lease, subject-to sale or selling outright.

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For sale by owner

Selling for sale by owner in Hattiesburg: what to know, and other options

Selling your Hattiesburg home for sale by owner? What FSBO involves in Mississippi, common pitfalls, and options like a cash offer, novation, lease option, master lease or subject-to.

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Buyer's guide